College life in Colorado often means moving into off-campus housing or shared apartments. While it’s an exciting step toward independence, many students overlook an important safeguard: rental insurance. This affordable coverage can protect personal belongings and provide liability protection, making it a smart investment for students living away from home.
What Does Rental Insurance Cover?
Rental insurance is designed to cover personal property, liability, and additional living expenses. For college students, this means items like laptops, furniture, and clothing are protected in case of theft, fire, or other covered events. Liability coverage is also included, which can help if someone is injured in your rental space or if you accidentally damage the property.
Why College Students Should Consider It
Many students assume their landlord’s insurance will cover their belongings, but this isn’t the case. Landlord policies typically only cover the building itself, leaving tenants responsible for their personal property. Rental insurance ensures that students in Colorado are financially protected if the unexpected happens.
Additionally, rental insurance is often affordable, with policies costing as little as $10–$20 per month. This small investment can save students thousands of dollars in replacement costs or liability claims.
How to Get Started
At Aspen Insurance Agency, we help Colorado residents, including college students, find rental insurance policies that fit their needs. Whether you’re living in a dorm, apartment, or shared house, we can guide you through the process and ensure you’re covered. Visit Aspen Insurance Agency today to learn more about rental insurance options for students.
