2255 S Broadway Street
Denver, Colorado 80210
An independent insurance broker solicits, sells, or negotiates insurance contracts to individuals or businesses. Insurance brokers help individuals or businesses find and purchase various types of insurance policies.
Insurance brokers are regulated by the states in which they do business, and must obtain the licenses required by individual states. Insurance brokers represent buyers in insurance transactions. Their job is to survey the market, get quotes, and share options with their clients.
With an independent insurance agency, you have choices. We don't work for any one insurance carrier, we work to give our clients the best policies, at the most competitive rates.
Some reasons you might use a broker:
Aspen Insurance Agency is an independent insurance brokerage firm that has access to premier carriers across the U.S., technology to make our clients insurance experience as easy as possible, and educated, passionate insurance agents.
The difference between an insurance agent and an insurance broker is that the insurance agent represents an insurance company. An agent acts as sales representative for their company and is typically paid commissions for sales. As an insurance broker, we represent you. We carefully study the market, get quotes, and share options with you.
Additionally, insurance agents work with the insurance companies they represent. This means that agents can initiate insurance contracts, or secure coverage, on behalf of insurance companies, and the companies must honor those contracts. Insurance brokers submit applications to insurance companies on behalf of their clients, but do not have the authority to enforce or write coverage.
Aspen Insurance Agency has served the Denver community for over 25 years and has since expanded to help clients in the following states: