Pet

What is pet insurance?

Pet insurance reimburses you for medical expenses for your pet. The medical expenses incurred in the event of an accident or illness can be quite costly and strain your finances. Worst yet, if you cannot afford a large vet bill you may be forced to make a very tough decision.

How does pet insurance work?

Like most insurance policies, pet insurance comes with a monthly premium, then when your pet is sick you pay the bill and submit a claim for reimbursement. You may also be responsible for a deductible and a percentage of the bill depending on the policy you choose. You will also want to be aware of the annual max which is the maximum the insurer will pay per year.

What is excluded?

As with any insurance policy, you will want to make sure you understand what the plan covers, and which items are excluded. Most accidents and illnesses are typically covered; however, here are some items that are usually not covered:

Dental disease
Preexisting or hereditary conditions
Behavior issues
Routine Checkups
Preventive Care
Hip dysplasia
Grooming

Although some plans allow you to purchase additional add-on coverage that covers exam fees, routine checkups, or prescription food.

How to choose a pet insurance provider?

Choosing a pet insurance provider can be overwhelming, so we put together some questions to help you make the right decision for your pet and you.

What is covered?
What is not covered?
Is the coverage customizable?
Is there a waiting period before the plan goes into effect?
How do I file a claim?

Our pets are more than just pets, they are part of our family. Pet insurance will give you the peace of mind to know that if they become injured or ill you will be able to take care of them, just like you would anyone else in the family.

Contact Aspen Insurance Agency in Denver, Colorado today to request a quote and find out more information. We offer policies in the following states: Arizona, California, Colorado, Florida, Hawaii, Idaho, Illinois, Indiana, Kentucky, Michigan, Missouri, Montana, Nebraska, New Jersey, New York, North Carolina, Pennsylvania, Ohio, Oregon, South Carolina, South Dakota, Tennessee, Texas, Washington, Wisconsin and Wyoming.