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Aspen Insurance Agency

2255 S Broadway Street
Denver, Colorado 80210

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Flood

Your Homeowner Policy Does Not Cover Flooding.

Did you know most property insurance doesn't cover flooding? The federal government runs the National Flood Insurance Program (NFIP), which issues flood insurance policies. Even if you have homeowners, renters, condo, landlord, mobile home or business insurance, you may need to purchase a separate flood insurance policy to be protected from flood damage. Get a flood insurance quote from Aspen Insurance Agency in Denver, CO today!

The Benefits Of Flood Insurance.

Though the government determines flood insurance coverage and premiums, you can still purchase your flood policy through our agency-even if you don't have an existing property policy with us. So why choose us for flood insurance? Because it gives you access to invaluable features and benefits, like:

  • 24/7 nationwide claims support and assistance
  • A dedicated agent who can help you understand your flood coverage
  • Assistance finding discounts to help you maximize your savings

Fast Facts About Claims and Coverage.

Understanding your flood risk and what flood insurance typically protects can help you choose coverage that meets your needs. Here are some facts you should know:

  • The average flood loss is $38,0002.
  • Nearly 25 percent of all flood insurance claims come from areas not considered high risk1.
  • There is a waiting period before your flood insurance policy goes into effect, typically 30 days from the application and premium payment date2.
  • If flood insurance is required for your mortgage loan, you may not have to wait 30 days. Usually, the loan closing date will be the effective date3.
  • Flood insurance can help protect you even if a federal disaster isn't declared.
  • Less than 50 percent of all flooding incidents are awarded a Federal Disaster Assistance declaration4, and most disaster assistance is provided in the form of a loan that must be repaid with interest

Protect Against Other Types of Water Damage.

Most flood insurance policies and basic property insurance policies do not cover water backup damage. This type of damage is typically caused by water that overflows from a sump pump or backs up through sewers or drains.

Contact Aspen Insurance Agency in Denver, Colorado today to request a quote and find out more information. We offer policies in the following states: Arizona, California, Colorado, Florida, Hawaii, Idaho, Illinois, Indiana, Kentucky, , Michigan, Missouri, Montana, Nebraska, New Jersey, New York, North Carolina, Pennsylvania, Ohio, Oregon, South Carolina, South Dakota, Tennessee, Texas, Washington, Wisconsin and Wyoming

Why Choose Aspen?

  • Family-Owned Business
  • Serving clients nationwide
  • 24-hour max response time
  • Best in class discounts
  • Complimentary policy reviews
  • Dedicated and experienced agents
  • Insurance made EASY
  • 40+ Top Rated carrier partners
  • Advocating for our clients, NOT the insurance carrier

Servicing these States

Aspen Insurance Agency has served the Denver community for over 25 years and has since expanded to help clients in the following states:

  • Arizona
  • California
  • Colorado
  • Delaware
  • Florida
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Kentucky
  • Michigan
  • Minnesota
  • Missouri
  • Montana
  • Nebraska
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • Ohio
  • Oregon
  • Oklahoma
  • Pennsylvania
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Washington
  • Wisconsin
  • Wyoming

Our Trusted Partners

  • Safeco
  • Travelers
  • AIG - American International Group
  • Allied
  • American Collectors
  • Amtrust
  • Apogee Insurance Group
  • ASI (American Strategic Ins)
  • Auto-Owners Insurance Company
  • Berkshire Hathaway Inc
  • Bristol West
  • BTIS
  • Burns
  • CAT Coverage
  • Chris-Leef
  • Chubb
  • CNA
  • Cochrane and Company
  • Colonial General
  • Colorado Health
  • CRC/Crump
  • Dairyland Auto
  • Desert Specialty
  • Distinguished Programs
  • Foremost
  • Gateway Specialty
  • Genesee General
  • Grundy
  • Hagerty
  • Hiscox
  • Hull & Company
  • IPFS
  • Liberty Mutual
  • MetLife
  • National General
  • Networked Insurance Agents
  • Nonprofit Insurance Alliance Group
  • Orchid
  • PersonalUmbrella.com
  • Philadelphia Ins Co.
  • Pinnacol Assur.
  • Progressive
  • Protective Life
  • RPS
  • RT Specialty
  • Sam Main Co
  • State Auto
  • The Hartford
  • The Insurancenter
  • Titan
  • Tokyo Marine HCC
  • US Assure
  • USLI Direct Bill
  • Western pacific Mutual Ins Co
  • Worldwide Facilities