It's often said your health is your wealth and rightly so because good health is the foundation of fulfilling our lifelong goals. Health insurance provides a financial buffer that helps cover the medical and surgical expenses of the insured. Depending on the coverage, you may either pay out of pocket and get reimbursed later or have your insurer make direct payments to the hospital.
Aspen Insurance Agency writes health insurance in Colorado. We provide a range of health insurance coverage options that suit your needs. Here are some of them:
Hospital policies help cover the bills incurred through in-hospital treatment by your doctor. These expenses include medical fees and accommodation. Hospital insurance covers medical services listed under the Medicare Benefits Schedule. Hospital coverage policies vary with certain medical procedures being included or excluded. Be sure to seek clarification from your insurance provider beforehand.
General treatment coverage caters for the non-medical services offered such as physiotherapy, optical, and dental. This coverage may be offered separately or combined with other coverage options. It has three different categories which, depending on the insured's pick, excludes or includes certain health services.
This coverage combines both hospital and general treatment services. Some coverage offers pre-packaged policies while others allow you to mix and match hospital and general treatment options.
Ambulance insurance meets certain expenses that are incurred while being treated by paramedics in an ambulance. Urgent medical care is essential, and it includes emergency transportation and ambulance services.
Health insurance is a cost-effective strategy of protecting yourself against spontaneous health concerns. It provides you with greater control of your choice of services, choice of doctor, and health care.
At Aspen Insurance Agency, we are committed to providing you with multiple health insurance coverage options. Get in touch with us today for more information. Also, visit our office for a free quote and other insurance information.