It’s summer! Summer is an exciting time of year because school is out, the weather is warm, and it’s the most popular time of year to get away! To ensure your vacation is great from beginning to end, I want to share some tips to make sure you don’t need to file a claim with your home insurance policy when you return.
When you leave for a vacation do you normally close the door behind you on the way out and not think about it again until the day you return? In most cases, it’s fine to leave your home for a few days without concern.
But if you’re going to be away from home for more than a day or two, it’s important to get your house ready to sit vacant. Your home is a valuable asset, which is why you have home insurance. So it’s essential that you safeguard it while you’re out of town. There is nothing worse than coming home to problems that could have been prevented in the first place.
Home Insurance: 10 Tips to Protect Your Home When You’re on Vacation
1. Turn off the water supply – There is nothing worse than coming home from a vacation to the remnants of water damage. Prior to leaving, shut the water supply off and turn down the temperature on your water heater.
2. Unplug major appliances and electronics – This protects your expensive televisions, computers, and other electronic equipment from power surges.
3. Put your lights on timers – Purchase several timers, which are relatively inexpensive. Set the timers so it looks as though someone is home.
4. AC/Swamp Coolers – Set your air conditioner thermostat at 85 degrees, but do NOT turn it off! Turning the ventilation system off completely can cause damage to the woodwork in your house. However, you should turn off swamp coolers while you are away.
5. Check your sump pump – If you have a sump pump, throw a bucket of water in your sump pump pit to make sure the system is still functional while you are out of town.
6. Mow your lawn – Mow your lawn the day before or the day of your departure. An unkempt yard is a clear sign that a home is unoccupied.
7. Hold your mail – Notify the post office to put your mail on hold and tell the newspaper not to deliver anything for the dates you will be gone.
8. Empty the fridge – Get rid of all the food that will expire while you’re gone.
9. Take out the garbage – Make sure to take out the garbage before you leave town – but do not leave your garbage cans on the curb while you are away!
10. Have a friend or family member house sit or at least check on your house – If you have someone available that you trust, have him/her stay at your house or stop by to check things out.
It takes a little time to get your house ready for vacation. But think of it like “insurance for your vacation”. You’ll have peace of mind while you’re away and know that your vacation ends on a positive note.
If you have any questions about your home insurance policy, please call Aspen Insurance at 303-777-2991 or e-mail us today.